Manila, Philippines
geri@investmoney.com.ph

Category: Insurance

Where to Put My Christmas Bonus? v2

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Fully or partially pre-term your loans. I know this sounds so killjoy but hey, delay of gratification is always gratifying. And think about this. Imagine the interest savings you can get by pre-terminating your loans. Or the freed up money that used to be spent on amortizations.

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Thoughts on Death and How to Die A Millionaire, Easily

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Arguably one of the easiest way to be a millionaire is get life insurance. Sure you don’t enjoy the sum assured of Php1M while you’re alive but still, we can’t deny the fact that most of us save and invest, not just for personal use, but also for our dear dependents in life.

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insurance is like rain protection

Ask Geri: How Variable Unit Linked (VUL) Insurance Works?

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The investment portion, is not guaranteed, it may have gains or it may incur losses, and it is withdrawable by the policy owner. Every month of savings, the portion that goes to investments is used to buy units in the funds chosen by the client.

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Pre-Need Plans vs Life Insurance in the Philippines

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Both pre-need and life insurance investments are subject to market risk since they need to invest their funds and premium payments to make it grow, and to service future claims. However, recall that a pre-need plan has already promised to pay your future cost not matter how much it is (open-ended, making it harder to fulfill).

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Should I Invest On My Own or Just Invest in Managed Funds?

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Whether you go for a personal portfolio or managed funds, know that expert advice is always available if you know where to look for it. I do both.

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Financial Freedom: Ideal Day Revised

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In 2012, I encountered some serious life-questioning and part of the answer was additional things I want to do in an ideal day. This ideal day continues to take more shape in 2013

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insurance is like rain protection

Why Should I Get Life Insurance?

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It’s prudent to get insured especially when other people depend on you. Don’t want to leave them empty handed.

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