Where to Put My Christmas Bonus? v2

Posted 1 CommentPosted in Investments, Financial Literacy, UITF / Mutual Funds, Credit and Loans, Personal Loans, Insurance, Personal Finance

Fully or partially pre-term your loans. I know this sounds so killjoy but hey, delay of gratification is always gratifying. And think about this. Imagine the interest savings you can get by pre-terminating your loans. Or the freed up money that used to be spent on amortizations.

Advertisements
Advertisements
Share the richer life:

Pre-Need Plans vs Life Insurance in the Philippines

Posted 6 CommentsPosted in Investments, Financial Literacy, Insurance, Personal Finance

Both pre-need and life insurance investments are subject to market risk since they need to invest their funds and premium payments to make it grow, and to service future claims. However, recall that a pre-need plan has already promised to pay your future cost not matter how much it is (open-ended, making it harder to fulfill).

Share the richer life:

Should I Invest On My Own or Just Invest in Managed Funds?

Posted 2 CommentsPosted in Affiliate Marketing, Investments, Stock Market 101, Financial Literacy, Plugs, Stocks, Financial Freedom, Insurance, PinoyInvestor, Personal Finance, Truly Rich Club

Current times may not be the best time to trade actively and most would rather watch on the sides as the market tries to figure out where it’s headed. Can’t help but reiterate though that this is the best time to learn. Learn on your own and learn from the experts.

Share the richer life: