High Yield Deposits Archives | Rich Money Hacks

Better than Time Deposits: History of Pag-Ibig MP2 Dividend Rates

Posted July 17, 2018July 18, 2018 Geri2 CommentsPosted in High Yield Deposits, Investments, Financial Literacy

I was trying to search the net for Pag-ibig press releases on their historical MP2 dividend rates, I wanted to compile a list for our easy reference and just update […]

Investment Alert: Security Bank LTNCDs & FarmOn Cycle 18 Opening

Posted April 14, 2018August 12, 2018 Geri3 CommentsPosted in High Yield Deposits, Investments, Financial Literacy, Financial Freedom, Personal Finance

These are good options to consider for those whose investment OHA only allows them medium to low risks and returns. How to find out which investments suit your personality? Download our Money Mgt Modules (#3M) and answer the investment suitability questionnaire.

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$SMC 2018 Bond Offer for 6.4% p.a.

Posted February 7, 2018August 12, 2018 GeriLeave a commentPosted in High Yield Deposits, Investments, Bonds, Personal Finance

The offer comes in 3 tenors: 5-year, 7-year and 10-year. The indicative rates are 5.6% (5yrs), 6% (7yrs) and 6.4% (10yrs) but this is still to be finalized by March 1.

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Vista Land (VLL) Offers 10-Yr Bonds at 6.2255% p.a.

Posted July 19, 2017August 12, 2018 Geri2 CommentsPosted in High Yield Deposits, Investments, Passive Income, Financial Literacy, Bonds, Personal Finance

SEC gave approval for VLL to issue P3M worth of bonds for this tranche with an oversubscription option of another P2M in case of strong demand from investors/ lenders. Offer period is from July 18 to July 28, 2017 or until supplies last. Rate is 6.2255% p.a. for 10-yr bonds.

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High Interest Savings Thru Pag-Ibig MP2

Posted April 27, 2017August 12, 2018 Geri49 CommentsPosted in High Yield Deposits, Investments, Passive Income, Personal Finance

Checkout the attractive and competitive dividend yield plus the shorter tenor of 5 years. Dividend income is also tax free!

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Every Peso Counts: Opened Our Coin Bank (Year 3)

Posted January 25, 2017August 12, 2018 Geri1 CommentPosted in High Yield Deposits, Passive Income, Reflections, Financial Literacy, Personal Finance

The right approach is this: manage your money now, no matter how small you have, and you’ll be surprised that with the right money management, you’ll have more pretty soon.

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How to Invest the S.M.A.R.T. Way?

Posted September 8, 2016July 10, 2018 GeriLeave a commentPosted in High Yield Deposits, Investments, Financial Literacy, Stocks, Bonds, Personal Finance

Whatever your motivation may be, all we know is that every Juan should invest, and every Juan can invest. Now here is the S.M.A.R.T way to invest:

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2016 PH Retail Treasury Bonds (3.5% per annum)

Posted September 8, 2016July 10, 2018 Geri3 CommentsPosted in High Yield Deposits, Investments, Financial Literacy, Bonds, Personal Finance

The PH government is once again offering retail treasury bonds (RTBs) for as low as PHP5,000. This is one of the ways that our government raises funds to fund its projects and operational needs.

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Metrobank LTNCD and Petron Corp Bonds 3.5% per Annum

Posted September 1, 2016July 10, 2018 GeriLeave a commentPosted in High Yield Deposits, Investments, Bonds

Here are two more investment options for Juan to consider, especially for those with long term, low risk investment O-H-A. Works pretty much like a time deposit but much higher rates.

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Dividends! Better than Bank Time Deposits

Posted July 10, 2016May 3, 2018 GeriLeave a commentPosted in High Yield Deposits, Investments, Financial Literacy, Stocks, Bonds, Personal Finance

These are not big amounts, but definitely we “felt” the earnings compared to placing the same amount in bank time deposits. We had two subscriptions, one via online broker (i.e. COL Financial) and the other via a local bank.

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