In life we don’t have salary caps: you getting wealthy doesn’t mean someone is getting poorer. That’s a wrong mindset. In fact, all of us can become wealthy together, as long as we know how to create value.
This app allows you to earn rebates / cash-back from your grocery and supermarket purchases, regardless of which local grocery / supermarket.
I will just briefly enumerate here the 16 benefits (what Bo calls as Blessings) of being a TRC member, but really it’s hard to describe the blessings in very few words. And oh, before that, let me tell you some secrets:
Recommend this book to those who want to know themselves more, learn more about personal finance and those who want to know certain discreet yet recurring human tendencies that hinder us from pursuing financial freedom.
A quick google of the Japanese word “ikigai” shows “reason for being” as its meaning. Deep. Or in another language, raison d’etre. A reason to get up in the morning. Or as the famous coffee commercial asks, “Para kanino ka bumabangon?” Or maybe it should be “Para sa ‘ano’ ka bumabangon?” Time for coffee.
Vote for a better Philippines. Save. Pay your debts. Stay away from luho debt. Build passive income streams. Invest. Be financially free and help your countrymen to do the same, regardless of who sits in Malacanang.
In spite of this development, there will still be some of our countrymen who will need to purchase single journey tickets every time, not because they want to be inconvenienced all the time, but because that’s all they can afford, or that they were used to the sachet economy mindset.
Residents may clamor for specializations such as education, transport or entertainment but they may remain 100% happy without these (as long as the basic services are provided). Whereas congested roads and lack of parks, police, firefighters and hospitals, if not addressed ASAP, will result to abandoned buildings, plunging population and city tax revenues. Same with your finances. Check which ones are necessary and urgent. The rest can wait as these are just good-to-haves.
Juan’s PHP1,000 in 2006 should be PHP1,395 in 2014 just to get by, keep up with inflation and retain the same purchasing power for the same level of expenses. With rising needs and standards of living (hence more expenses) and more mouths to feed, keeping up with inflation is not enough. A 40% return in 8 years is then, not enough. Now do your own math.
A quote attributed to Bill Gates goes: “I choose a lazy person to do a hard job. Because a lazy person will find an easy way to do it.” Funny but speaks a grain of truth. Simplify, simplify, simplify. In our own businesses, and in our daily lives.