Free e-Book: 101 Ways To Manage Your Savings, Expenses and Debt
Save more. Spend less. Borrow less. Know at least 101 ways to save your future self, 101 ++ ways you can start applying today. [...]
Credit and Loans
Wanted: Housing Loan Provider
We all deserve a place to call our own, and hopefully, we find that place and the financial literacy and leverage to make it happen. [...]
5 Ways Pinoys Fix Unexpected Money Problems
To avoid falling into frequent unexpected money problems or cash shortages, Pinoys need to get better at managing their money. This calls for a change in mindset, which is another topic to discuss altogether. [...]
Bucket List: Fully Paid First Home Loan
Just want to share the good news. Fully paid my first home loan this week. Got it in 2010, originally for 15 years tenor, done in 6 years. It’s just a humble abode though so loan amount is not too big to begin with. Part of the plan. Still, happy graduation! Thank you Lord! [...]
Text Message from Banks About Credit Information Corp (CIC)
If you have a credit card or an existing loan with a bank, you probably got a text message similar to below. Bank branches are also decorated with announcements with regards to data submission. [...]
Ask Geri: Housing Loan, Expired Letter of Guarantee and Penalties from Developer
I already have a bank loan approval and the bank already sent the bank guarantee to the developer (renewed 3 times) but the developer failed to provide the TCT to my bank since they have pending matters on their side. [...]
Ask Geri: Can I Partially Prepay My Home Loan? Restructure?
I am glad that there is a website which helps Filipinos with their financial life. I have questions with regards to bank financing for real estate. I purchased a condo from one developer. My payment terms is 20% DP for 36 months and 80% bank financing. [...]
