Manila, Philippines
geri@investmoney.com.ph

Category: Ask Geri

sec cease and desist kapa

SEC permanent cease-and-desist vs Kapa – Identify scheme red flags

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#AskGeri – KAPA “Investments” Just last week, I received a question (via Rich Money Hacks Facebook page) from an avid reader who’s also a concerned citizen to his friends. He was asking whether I was familiar with Kapa Investments, offering 30% compounded monthly returns (yup, you read it right, not per annum but 30% monthly…
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home loan repricing

Ask Geri: Bakit Lumaki Yung Bayad ko sa Home Loan Dahil sa Repricing? Aakyat pa ba ang Interest Rate ng mga Home Loan?

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Hi Geri, Katatapos lang ng repricing ng home loan namin. 1-year repricing kasi kinuha namin last year. Pero tumaaas ng higit P1,000 yung buwanang hulog namin ngayon. Bakit ganun? 🙁 -MTR *** Hi Geri, Malapit na kami mag-avail ng bank financing para sa condo namin na for turn-over na. Para saan yung repricing? At ano…
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navigating investment maze

#AskGeri: Paano po matuto at mag-umpisa mag-invest?

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Good day po sa inyo. Gusto ko po sana matuto [kung] papano mag-invest. Pano po ako mag-uumpisa, ano po [ang] mga kailangan kong gawin, bilang isang ordinaryong Pilipino. Sana ay matulungan nyo ako. Salamat, Louie (Ipinadala sa #AskGeri sa pamamagitan ng email) Magandang araw sa iyo Louie! Bilang Buwan naman ng Wika ngayong Agosto ay…
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one off investment or cost averaging

#AskGeri: One Time Investment or Cost-Averaging, Which is Better?

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Hi Geri, I’ve read your #10Steps book. You discussed both these options but I just want to ask your honest personal opinion, which is the better option: peso-cost-averaging or one time investment, specifically for a waiting period of 10 years? Thanks a lot! -DS22 via #AskGeri email Hi DS22, Thank you for reading my book.…
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Ask Geri: Where Should A Retiree Invest?

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Be like JV’s father and prepare for your eventual retirement. We all deserve a richer life, and we all have the means to provide ourselves with that. Don’t just work hard, but be sure to work smart.

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Ask Geri: Anong stock ang next na lilipad? How to be you este buy po?

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Again and again, we urge people who want to be serious about stocks trading to study, study, study. Come up with your own personal trading plan, come up with your own style, your own screener, your own buy and sell rules. This is not being selfish, this is about being responsible and mature. There is a proper venue to learn, to be taught (in seminars, webinars, etc). There is a time to research and read up on your own. There are better ways to spend your time rather than posting questions in groups and reading the varied reactions (either helpful or hateful).

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Ask Geri: How Do I Start Investing?

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It’s never to late to start investing, but Juan has to start. Don’t let unfamiliarity or lack of knowledge stop you. Instead, fill the void. Know more, learn more.

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Ask Geri: Should I Sell a Losing Stock to Buy Another Stock?

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We should not fall in love with any stock, and we should be able to sell the slow ones (with no attachments) as soon as we find better alternatives.

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Ask Geri: Housing Loan, Expired Letter of Guarantee and Penalties from Developer

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I already have a bank loan approval and the bank already sent the bank guarantee to the developer (renewed 3 times) but the developer failed to provide the TCT to my bank since they have pending matters on their side.

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Ask Geri: Can I Partially Prepay My Home Loan? Restructure?

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I am glad that there is a website which helps Filipinos with their financial life. I have questions with regards to bank financing for real estate. I purchased a condo from one developer. My payment terms is 20% DP for 36 months and 80% bank financing.

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