InvestmentsFinancial LiteracyHigh Yield DepositsBondsPersonal Finance

2016 PH Retail Treasury Bonds (3.5% per annum)(2-min read)

A few months ago, we were asking “Where did the 5K RTBs go?” Well good news is they’re back. But with investors and the system awash with cash and liquidity, don’t be surprised if they run out too quickly.

Here’s an investment option for you to consider. A good starter for beginners in the investment world, those with only a little amount to invest, and for those looking to diversify or to park extra cash with rates higher than the usual bank time deposits.

Terms

The PH government is once again offering retail treasury bonds (RTBs) for as low as PHP5,000. This is one of the ways that our government raises funds to fund its projects and operational needs.

  • Minimum Investment: PHP5,000 (and increments of PHP5,000 thereafter)
  • Interest Rate: 3.5% per annum (payable quarterly, subject to tax)
  • Maturity Date: 10 years from issue date
  • Offer Period: September 6 to 16, 2016

Low Risk

Considered as among the investments with lowest risks since the government is the one borrowing money, risk of default is next to nil, and in the unlikely event that PH government is bankrupt, it can just print money to repay you (but of course the value of that money will be an entirely different story).

Where to Buy?

Inquire with your preferred bank or fund house. Authorized selling agencies are BDO, BDO Capital, BPI, Chinabank, Citibank, DBP, EastWest Bank, First Metro Investments, ING Bank, Landbank, Metrobank, PBCom, RCBC, Robinsons Bank and Security Bank.

Checkout our treasury’s website for more details: 2016 Retail Treasury Bonds


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Photos from www.treasury.gov.ph

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3 thoughts on “2016 PH Retail Treasury Bonds (3.5% per annum)(2-min read)

  1. Yes you're correct. Quite small especially for those who are comfortable with higher return (yet higher risk) investments. But for those who only have bank deposits as savings, this is slightly better.

  2. Yes you're correct. Quite small especially for those who are comfortable with higher return (yet higher risk) investments. But for those who only have bank deposits as savings, this is slightly better.

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