insurance is like rain protection

Ask Geri: How Variable Unit Linked (VUL) Insurance Works?

Posted Leave a commentPosted in Investments, UITF / Mutual Funds, Ask Geri, Insurance, Breadwinner, Personal Finance

The investment portion, is not guaranteed, it may have gains or it may incur losses, and it is withdrawable by the policy owner. Every month of savings, the portion that goes to investments is used to buy units in the funds chosen by the client.

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Pre-Need Plans vs Life Insurance in the Philippines

Posted 4 CommentsPosted in Investments, Financial Literacy, Insurance, Personal Finance

Both pre-need and life insurance investments are subject to market risk since they need to invest their funds and premium payments to make it grow, and to service future claims. However, recall that a pre-need plan has already promised to pay your future cost not matter how much it is (open-ended, making it harder to fulfill).

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Should I Invest On My Own or Just Invest in Managed Funds?

Posted 2 CommentsPosted in Affiliate Marketing, Investments, Stock Market 101, Financial Literacy, Plugs, Stocks, Financial Freedom, Insurance, PinoyInvestor, Personal Finance, Truly Rich Club

Current times may not be the best time to trade actively and most would rather watch on the sides as the market tries to figure out where it’s headed. Can’t help but reiterate though that this is the best time to learn. Learn on your own and learn from the experts.

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