Advertisements
HEADLINES

5 Investment Musts for Every Juan

As HR practitioners would say, even your human capital can become obsolete. So keep up. Study. Study investment options and business models available to you, build your financial IQ.

Rate this:

Juan, I beg you, invest.

For your good, your family and this country.

Investing is not all about money, as most Filipinos might think. It does not even start and end with money. 

It may be likened to a ripple, starts within you and progresses outward, with bigger and wider reach. With seemingly infinite possibilities, cyclical, ever growing.

In Your Self
Start with your human capital. Educate your self and keep yourself healthy. Strengthen your spirituality, faith, inner psychology, character. Do your work well if you are employed, and learn a lot, at work, and more so outside work. Grow your skills and knowledge whichever field you are. Allot spare time to learn things outside your field. Look for your passion. Make yourself marketable and credit-worthy, hone lasting relationships, skills and connections. As HR practitioners would say, even your human capital can become obsolete. So keep up. Study. Study investment options and business models available to you, build your financial IQ. Once you’re able, build your nest egg and protect yourself with life insurance. Just in case you run out of gas along the way, you want to leave your passengers in a better financial position.
In Time
Great things take time to build, like your self, your fortune and your future. Don’t waste the time that you have. Be productive, be ever-growing. Prepare for your retirement and eventual death NOW! Save up every amount you can and build your emergency cash in low risk deposits. Keep on planting, as Bo Sanchez would say. Explore passive income opportunities, those that give you extra income without putting a consistent effort to it, but by just giving it time to come and to grow. Such as affiliate marketing, referral income, networking (but not pyramiding), commission income, retailing and online selling, and later on dividends, rental and interest income.
In Money
Make you money grow for you. Make your money work for you. Make it multiply itself. Work hard yet work smart. Have the proper attitude towards money. Don’t just work for money, but again, have your money work for you. Slowly, explore higher risk yet higher yield investments. With an equipped self (financial literacy), coupled by time (investment horizon) and extra money, explore higher yield long-term deposits, UITF and mutual funds, then afterwards trade stocks in PSE. Learn the power of good credit and leverage. Learn your way to success. You will fail a lot of times along the way, but with proper mind set, ongoing education, professional assistance, timing and patience, higher yields and growth are not impossible. If you still have more, consider real estate. Have your home and have decent shelter available to others.
investment-ripples
In Juan Another
Once you are more capable, transition from employment to entrepreneurship (or do both simultaneously), while still keeping your passive income on the side. Create businesses and generate employment. Be your own boss eventually. Share your knowledge and wealth for a better trickle down effect. Help your family and other people improve their lives and eventually gain financial freedom. Nurture more relationships and connections. Dealing with business is not always easy, but again, nothing worth having comes so easily. Financial freedom comes at a cost, not expensive but at a reasonable cost.
In Your Country
Give back, share your blessings, pay it forward. Invest further in your country via PSE companies, generate employment via businesses, help your fellowmen via educating and guiding them, pay your dues properly and be vigilant to how it is used. Be proud of your country and change it such that you become more proud of it.
 
Any Juan can invest, and every Juan should invest. More funds, more fun for every Juan.
Investing is not such a big word. But it takes time and diskarte, so better start now


Original Base Photo:  “Ripples” by Crowbared

This work is licensed under a Creative Commons Attribution 3.0 Unported License.

Advertisements
About Geri (365 Articles)
Founder and main author. Husband, used-to-be-breadwinner, God-made multi-millionaire, employee, financial planner and adviser, investor, stocks trader, entrepreneur, agri-preneur, book author. Firm believer that all Pinoys deserve a richer life. Not a guru, but a forever student of the investments world, a work-in-progress.

10 Comments on 5 Investment Musts for Every Juan

  1. it seems like i found an ally here. i tried to comment on another article using my blog but i dunno if it went through. anyhow, it was about me and the negative way most people see me regarding my struggle for financial freedom; that through it,i can help others out better. that my quest for wealth-acquisition so to speak is not just for me, that i can pursue my advocacies (re the less fortunate ones esp the PWD's as i am also 'slightly handicapped'). it's so hard for them to unnderstand that it is possible to have businesses even without capitalization and i was accused of being a liar. that my being particular with the centavo is a sign that im evil bcoz i lov money so much. thank you; you are really a ray of sunshine for so many with this blog.

    Like

  2. Thank you so much for the very kind words. Hope to hear more of your thoughts in our site Ms Garces. 🙂

    Like

  3. Thank you, good sir! You are a blessing to humanity; Filipinos really need this. Good job for this wonderful& educational site! Two thumbs up! God bless you more po…!

    Like

  4. Thanks for the very kind words. Hope to see more of your thoughts in this blog.

    Like

  5. @Admin: Good day. I am new to this website. This is the 2nd webpage that I have read on this website. And I should say that this is quite the content that everyone should read for financial education beyond what one can learn from business schools.

    You educate, inspire and give hope to your countrymen who need this. Keep up with your excellent website and continue to influence others.

    Thank you for sharing.

    Like

  6. Thanks eve. Glad you appreciate it. Better late than never. 🙂

    Like

  7. Very well said! Quite motivating. Thanks to this.. 🙂
    How I wish I had read this before..
    but now is not too late…

    Like

  8. I also agree!

    Apeng

    Like

  9. Thanks! Spread the word. 🙂

    Like

  10. I agree!!

    Like

Comment here.

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

%d bloggers like this: